|Personal||as low as 12.90**|
|Credit Rebuilder Loan||as low as 18.00|
|Share Secured by Savings||as low as 3.99|
|Secured by Certificate||as low as 3.99|
|New Auto (12 - 72 months)||as low as 2.99**|
|Used Auto (Starts @ 2.99%**. Will also finance tax and tags. Used vehicle will finance 100% NADA Book Value)||as low as 2.99**|
|New Motorcycle up to 60 months||as low as 7.40**|
|Used Motorcycle up to 48 months||as low as 8.40**|
|Visa Platinum||as low as 9.99|
|Visa Gold||as low as 11.99|
|Visa Classic||as low as 13.90|
|Variable Rate Home Equity Loan||Not Offering At This Time|
|First Mortgage||Rates Change Daily|
|Fixed Rate Home Equity Loans|
|10 Year (80% or < LTV) Home Equity Loan||as low as 5.25%|
|10 Year (81% to 90% LTV) Home Equity Loan||as low as 5.75%|
|15 Year (80% or < LTV) Home Equity Loan||as low as 5.50%|
|15 Year (81% to 90% LTV) Home Equity Loan||as low as 6.00%|
Skip-a-pay (Offered June, July, August, November, December, January)
$35 fee per loan (excludes home equity loans, credit rebuilder loans, vacation loans, holiday loans and credit cards)
All Loan rates effective as of 02/01/2017.
All stated rates are subject to change at any time.
All fees quoted subject to change at any time.
Our loan rates are now determined by risk-based lending, or credit scoring. Actual rates will vary based on a member's credit score. We cannot actually quote an exact rate. You may be told what the current lowest rate is, but the actual rate given is based on a credit review.
Please call Fort Billings FCU for a formal rate quote.
*APR = Annual Percentage Rate
** Actual APR Subject to Credit Review
*** Credit score must be >550 to qualify. See loan officer for terms