Mortgages
| Type | APR* |
|---|---|
| First Mortgages and Refinancing Options | Click for current rates |
Rates as of January 2024 ET.
Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.
Home Equity Line of Credit
| Type | APR* |
|---|---|
| 10 Year (81% to 90% LTV) Home Equity Line of Credit | as low as 5.99%** |
| 10 Year (81% to 90% LTV) Home Equity Line of Credit | as low as 6.49%** |
| 15 Year (up to 80% LTV) Home Equity Line of Credit | as low as 6.24%** |
| 15 Year (81% to 90% LTV) Home Equity Line of Credit | as low as 6.99%** |
Rates as of January 2024 ET.
Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.
Auto and Motorcycle
| Type | APR* |
|---|---|
| New Auto (2023 and newer models) | as low as 5.49%** |
| Used Auto (2017 and newer models) | as low as 5.49%** |
| Motorcycles | as low as 6.99%** |
Rates as of January 2024 ET.
Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.
Savings Accounts
| Type | Dividend | APY* |
|---|---|---|
| Share Account (Savings) | 0.05% | 0.05% |
| IRA Savings / Educational IRA / Roth IRA | 0.60% | 0.60% |
| Christmas Club | 0.05% | 0.05% |
| Vacation Club | 0.05% | 0.05% |
Download Current Deposit Rates
Rates as of January 2024 ET.
Disclosures and Definitions:
*The APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. Offering rates may change without notice. Dividends are compounded daily, credited monthly.
Money Market
| Type | Dividend | APY* |
|---|---|---|
| $2,000.00 to $19,999.99 | 0.15% | 0.15% |
| $20,000.00 to $99,999.99 | 0.20% | 0.20% |
| > $100,000 | 0.30% | 0.30% |
Download Current Deposit Rates
Rates as of January 2024 ET.
Disclosures and Definitions:
*The APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. Offering rates may change without notice. Dividends are compounded daily, credited monthly.
IRA Certificates
| Type | Dividend | APY* |
|---|---|---|
| Minimum Deposit: $500.00 / Jumbo Minimum Deposit: $50000.00 | ||
| 30 Month IRA Certificate | 2.00% | 2.02% |
| 60 Month IRA Certificate | 3.00% | 3.04% |
| 30 Month IRA Jumbo Certificate | 2.15% | 2.17% |
| 60 Month IRA Jumbo Certificate | 3.15% | 3.20% |
Download Current Deposit Rates
Rates as of January 2024 ET.
Disclosures and Definitions:
*The APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. Offering rates may change without notice. Dividends are compounded daily, credited monthly.
VISA Credit Cards
| Type | APR* |
|---|---|
| Visa Platinum | as low as 9.99%** |
| Visa Gold | as low as 11.99%** |
| Visa Classic | as low as 13.90%** |
Rates as of January 2024 ET.
Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.
Personal Loans
| Type | APR* |
|---|---|
| Personal Unsecured | as low as 11.90%** |
| Savings Secured | as low as 3.95%** |
| Certificate Secured | as low as 3.90%** |
| Credit Builder | as low as 18.00%** |
Rates as of January 2024 ET.
Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.
Our Rates compared to National Average
| Type of Loan | Our Rate | National Average |
| HELOC 10 Year | Starting at 5.99% |
National Average 8.73%
source: CBS News |
| HELOC 15 Year | Starting at 6.24% |
National Average 8.71%
source: CBS News |
| VISA | Starting at 9.99% |
National Average 27.62%
source: forbes.com |
| Auto (New) | Starting at 5.49% |
National Average 7.18%
source: marketwatch.com |
| Auto (Used) | Starting at 5.99% |
National Average 11.93%
source: marketwatch.com |
| Mortgage (30 Year) | Starting at 6.50% |
National Average 6.86%
source: bankrate.com |
| Personal Loan | Starting at 11.90% |
National Average 12.38%
source: marketwatch.com |