Fort Billings Federal Credit Union in partnership with State Financial Network and KOFE, are proud to now offer a first-time home buyer program designed with our member in mind!
Who is Eligible for the program? Here are a few key factors to consider.
- At least one borrower must be a first-time home buyer
- Minimum of one borrower must receive home-ownership education prior to settlement ($100 FEE is waived for Fort Billings FCU members, saving you money from the start!)
- Designed for eligible borrowers at or below 100% of area median income (AMI)
- Flexible credit standards if you have a limited credit history or a less-than-perfect credit score
- No area median income restrictions for some loan programs
A crucial step in qualifying for a mortgage is to be pre-approved. State Financial Network, your trusted financial resource, is here to work side-by-side with you to complete your home buying journey. Let us teach, guide and smooth out your path to home ownership.
With low down payment options as little as 3% and affordable monthly payments, your dream of owning a home may be within reach!