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Home Equity Line of Credit

Unlock Your Home’s Equity to Fuel Your Dreams

Your home’s equity can be a powerful tool to shape a prosperous future.

Whether upgrading your home, consolidating debt, or purchasing a new vehicle, our Home Equity Loans offer the flexibility and support you need to achieve your goals.

Key Features

  • Competitive Fixed Rates: Enjoy low rates that make financing affordable.
  • Flexible Repayment Terms: Choose from a 10-year repayment plan with a 2-year draw period or a 15-year plan with a 4-year draw period.
  • Generous Borrowing Potential: Borrow up to 90% of your home’s value.
  • Insurance Options: Opt for Credit Life and Credit Disability Insurance for added security.
  • Low Costs: Pay only a non-refundable Processing Fee of $499 with not additional closing costs!
    • Please note- Once initial application and necessary documents are returned, we will verify that the financial requirements meet the qualifications.
    • Once verified, we will require a NON-REFUNDABLE $499 processing fee to be deposited into a checking or savings account to be placed on hold until your loan closing date.
    • If you should elect to include the processing fee into the loan proceeds, the funds will be released from your account after the 3-day rescission period after your closing date.

Flexible Uses for Your Loan:

  • Home Renovations: Transform your living space to meet your needs.
  • Debt Consolidation: Simplify your finances and reduce stress.
  • Leisure and Major Purchases: Finance vacations, boats, RVs, or new cars.
  • Personal Milestones: Fund education, weddings, and other significant life events.

Let us provide a personalized solution tailored just for you, helping you efficiently leverage your home’s equity to fulfill your aspirations.

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Your purchase of credit life and credit disability insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Policy Agreement for a full explanation of the terms. CDCL-04110-41B3