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Lending Rates

Mortgages

Type APR*
First Mortgages and Refinancing Options Click for current rates

Rates as of January 2024 ET.

Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.

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Home Equity Line of Credit

Type APR*
10 Year (81% to 90% LTV) Home Equity Line of Credit as low as 5.99%**
10 Year (81% to 90% LTV) Home Equity Line of Credit as low as 6.49%**
15 Year (up to 80% LTV) Home Equity Line of Credit as low as 6.24%**
15 Year (81% to 90% LTV) Home Equity Line of Credit as low as 6.99%**

Rates as of January 2024 ET.

Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.

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Auto and Motorcycle

Type APR*
New Auto (2023 and newer models) as low as 5.49%**
Used Auto (2017 and newer models) as low as 5.49%**
Motorcycles as low as 6.99%**

Rates as of January 2024 ET.

Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.

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VISA Credit Cards

Type APR*
Visa Platinum as low as 9.99%**
Visa Gold as low as 11.99%**
Visa Classic as low as 13.90%**

Rates as of January 2024 ET.

Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.

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Personal Loans

Type APR*
Personal Unsecured as low as 11.90%**
Savings Secured as low as 3.95%**
Certificate Secured as low as 3.90%**
Credit Builder as low as 18.00%**

Rates as of January 2024 ET.

Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.

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