Our Youth Accounts are tailored to nurture financial literacy, which is an excellent way for your children to start their financial journey. The benefits of learning how to save at an early age can last a lifetime!
Open a Youth Account (Under Age 17):
A minor’s first account (under age 17) will be a custodial Youth Account. It takes just $5 to open the account and help lay the foundation of healthy savings habits. Fort Billings wants to fuel the excitement and reward the efforts of our youth, so will match the first $5 deposit to boost that initial deposit!
Transition to Independence (Age 17)
At age 17, a custodial Youth Account can be converted to a regular Savings Account with a free ATM Card, as long as a parent is present. Individuals can also come in independently to open an account without a parent, with a $5 deposit and access to an ATM Card. It’s an excellent step towards financial independence under the guidance of Fort Billings FCU!
Reaching Adulthood (Age 18):
Your child is ready to open a Checking Account with a free Debit Card at 18 and enjoy full membership benefits and perks.
Family Eligibility:
If your child doesn’t have an account yet, they’re eligible through you! This is a valuable opportunity to engage your entire family, including your kids, grandkids, nieces, or nephews, with our supportive banking services.
Let’s build a financially savvy future together!
With the help of KOFE we offer exclusive financial education to kids in High School and beyond to establish the importance of budgeting for college preparation or entering the workforce.
Register Here
Your Savings are Secure with Us
Rest easy knowing your deposits are safeguarded by the National Credit Union Administration (NCUA), a U.S. government agency. With the National Credit Union Share Insurance Fund (NCUSIF), your savings are insured up to $250,000 per share owner, per insured credit union, for each account category.
Your financial security is our top priority.
Join Us Online in Minutes!
Opening an account online is quick and easy. You’ll need to start with a primary savings account, which requires a minimum deposit of just $5.00. This initial deposit represents your “share” in the ownership of the credit union, which is why your savings are referred to as “shares.”
