Whether traveling, managing monthly expenses, or shopping, our Visa® Credit Card is your perfect companion.
Designed to brighten every season, it meets all your spending needs—from entertainment and travel to home improvements. Enjoy a low fixed rate and a flexible credit line to fulfill your unique aspirations.
Key Benefits
- Credit Limits: Up to $10,000, giving you substantial purchasing power.
- No Annual Fees: Relish the freedom from yearly charges.
- No Balance Transfer Fees: Transfer balances effortlessly without additional costs.
- Competitive APR: Take advantage of a low 7.90% APR* on balance transfers with our Platinum and Gold Cards.**
Compare Credit Cards
Platinum |
Gold |
Classic |
|
| Annual Percentage Rate For Purchases | 7.90% for the first 6 months, after that, 9.99%* | 7.90% for the first 6 months, after that, 11.99%* | 13.90%* |
| Balance Transfer APR | 7.90%* Fixed Rate Life of Balance Transfer | 7.90%* Fixed Rate Life of Balance Transfer | 13.90%* Fixed Rate |
| Cash Advance APR | 13.90%* | 13.90%* | 13.90%* |
Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.
Annual Terms & Fees
Platinum |
Gold |
Classic |
|
| Grace Period | Purchases – 25 days, Cash Advances accrue interest from the date the advance is made. | Purchases – 25 days, Cash Advances accrue interest from the date the advance is made. | Purchases – 25 days, Cash Advances accrue interest from the date the advance is made. |
| Method of Computing the Balance | Average Daily Balance Method (including current transactions). | Average Daily Balance Method (including current transactions). | Average Daily Balance Method (including current transactions). |
| Annual Fee | None | None | None |
| Minimum Finance Charge | None | None | None |
| Transaction Fee For Purchases | None | None | None |
| Balance Transfer Fee | None | None | None |
| Late Payment Fee | $25.00 | $25.00 | $25.00 |
| Overlimit Fee | $25.00 | $25.00 | $25.00 |
| Returned Check Fee | $25.00 | $25.00 | $25.00 |
| Annual Statement | $1.00 | $1.00 | $1.00 |
Experience unmatched convenience and flexibility with the Fort Billings FCU Visa Card, crafted to enhance your financial freedom and everyday savings.
Lost / Stolen Credit Cards
Debit Card Dispute Services Department
Call 833-288-1126 if your card is compromised with fraudulent charges.
Lost or Stolen ATM/Debit Card Department
For lost or stolen cards, contact Shazam directly at 800-383-8000.
Debit Card PIN Reset
To reset your Debit Card PIN, call 800-717-4923 with your card number and the last four digits of your SSN. Ensure you call from the primary phone associated with the account.
ATM Card PIN Reset
To reset your ATM Card PIN, dial 855-EASYPIN (855-327-9746) and provide your card number and a Reference Number from the credit union. Calls must be made from the primary phone linked to your account.
Lost or Stolen Visa® Credit Card
To report a lost or stolen Visa® Credit Card or to activate a new card, call 800-543-5073, available 24/7.
Join Us Online in Minutes!
Opening an account online is quick and easy. You’ll need to start with a primary savings account, which requires a minimum deposit of just $5.00. This initial deposit represents your “share” in the ownership of the credit union, which is why your savings are referred to as “shares.”
